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Taking the Key

Home Insurance

Buildings and Contents Insurance also known as Home Insurance provides protection for your home in the event of fire, theft, flood, storm and earthquake. Home Insurance provides protection for the structure of your home and permanent fixtures and fittings.  

How Home Insurance works

Home Insurance Provides cover for your possessions within your home, garage, shed from the likes of theft or damage and covers the structure of your home and permanent fixtures and fittings such as doors, baths, toilets, showers. The actual cover provided differs from each Insurance provider but most cover in the event of damage from storm, flood, theft and earthquakes amongst other eventualities. Speak to an advisor that can help decipher which policy would work better for your property. 

Dependant on your circumstances, you may only need Buildings only Insurance or Contents only Insurance. If you own the property you live in and the property is a house, then you would probably need Building and Contents insurance as a combined policy. 


At Pearl Rose Insurance Brokers, we understand how important it is to have the right cover for your home and rental properties. The range of cover we can offer through our trusted partners include:

- Buildings and Contents Insurance, Building only Insurance, Contents only Insurance. Additional benefits you can include are

Accidental damage, Malicious damage, Liability and personal possessions, Home Emergency, Family Legal Protection 

- Landlord/Portfolio Insurance. Additional cover may include Rent Guarantee Insurance in the event a tenant does not pay rent. 

-Non standard Properties such as unoccupied properties or properties with high value can be referred to our trusted specialist team. 

Get in touch today!

It is important to review your existing plans annually to ensure you have the right level of cover in place. Book an appointment with us to review your policies or for us to provide you with advice on what policies you may need. Alternatively, please contact us on 0800 0495949 to arrange a mutually convenient time for a telephone discussion or Email us at  or Click here to make an free online Enquiry. There is no cost or obligation. We will have a chat about what you have or need and how you can save money on your insurance. 


Why Us?

1. We act on behalf of our clients and not the Insurers which means you can guarantee whatever we recommend to you is in your best interest. 

2. We create tailored Insurance solutions for our clients at a price that is affordable. 

3. We break down all the features, benefits and exclusions of the policies we recommend so you know at outset everything about the protection package. 

What our clients say: 

" Attended to by a well experienced customer service staff, who is warm with good knowledge patient and professional. I was given detailed information to make a better decision. I am satisfied with the advice given. " Mr L, Norfolk (May 2022)

 "Fiona was very patient to make sure I understood the policies available and how it compared to what I was currently getting. Fiona spoke with clarity and I would definitely recommend her to my friends and family. When my policies are up for renewal I will be most likely go through any new policies with her again". Mr S, London (March 2022)

"Fiona provided excellent advice and is very well spoken." Lisa, (August 2022)





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