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Elderly couple

Over 50s Life Assurance

Over 50s Life assurance is a plan that is available to anyone of the age of 50 with no medical underwriting required and guaranteed acceptance.

How Over 50s Life Assurance works

Over 50s Life Assurance is a form of whole of life policy which is catered to anyone over the age of 50 as the name of the plan suggests. The aim of the plan is to pay out a guaranteed amount whenever death occurs usually after 1 or 2 years of having the policy. The sum assured can be left to family to be used towards the cost of a funeral or left to family for other costs. The plan has no cash in value so if premiums are no longer paid, it is likely the plan will come to an end.


The benefit of this plan is there is no medical underwriting and guaranteed acceptance to anyone aged 50 onwards so can be suitable to anyone who may have a medical condition and is unsure whether they would be accepted on a standard life insurance policy. 

Before taking out an Over 50s Life assurance policy, it is important to work out how much you will need towards the cost of a funeral and associated costs. 

Are you ready to discuss your plans?

It is important to review your existing plans annually to ensure you have the right level of cover in place. Book an appointment with us to review your policies or for us to provide you with advice on what policies you may need. Alternatively, please contact us on 0800 0495949 to arrange a mutually convenient time for a telephone discussion or email us at  or Click here to make a free online Enquiry. There is no cost or obligation. We will have a chat about what you have or need and how you can save money on your insurance. 

Life Insurance Services we can help you with!

Why Us?

1. We act on behalf of our clients and not the Insurers which means you can guarantee whatever we recommend to you is in your best interest. 

2. We create tailored Insurance solutions for our clients at a price that is affordable. 

3. We break down all the features, benefits and exclusions of the policies we recommend so you know at outset everything about the protection package. 

What our clients say: 

" Attended to by a well experienced customer service staff, who is warm with good knowledge patient and professional. I was given detailed information to make a better decision. I am satisfied with the advice given. " Mr L, Norfolk (May 2022)

 "Fiona was very patient to make sure I understood the policies available and how it compared to what I was currently getting. Fiona spoke with clarity and I would definitely recommend her to my friends and family. When my policies are up for renewal I will be most likely go through any new policies with her again". Mr S, London (March 2022)

"Fiona provided excellent advice and is very well spoken." Lisa, (August 2022)

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