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Pearl Rose Insurance Brokers- Employee Benefits Specialists providing advice on Employee Benefits, Protection and Health Insurance to start- up and medium sized businesses, families and individuals across the UK. 

Insurance based Employee Benefits

Pearl Rose Insurance Brokers specialise in providing Employee Benefits to SMEs in the UK. Whether you are a start up business with 1 employee or a medium sized business with up to 249 employees, we will have the solution to help you attract, retain and protect the members of your team with quality Employee Benefits. The employee Benefits we offer include: 

- Group Risk which are three main benefits comprising of Group Life Insurance (Death in Service Benefits), Group Critical Illness Insurance and Group Income Protection. 

- Group Health Insurance 

-Health and Dental Cash Plans 

- Occupational Health 

- Personal Accident plans 

- GP Service 24/7 

- Employee Assistance Programmes 

- Perks and Rewards App 

- Financial and Health Clinics 

and more. 

Are you looking to enhance the benefits package you offer your employees to improve motivation, boost morale and help you stand out from the competition then you have come to the right place. 

We are experts in helping businesses design and implement Employee benefits solutions and enjoy helping small businesses realise the amazing benefits they can introduce. 

Would you like to know the different solutions you can put together that your team will absolutely love?

Would you like support enhancing your benefits package to help you stand out from your competitors?

Would you like to improve staff retention and loyalty so your employees stay with your business long term?

If the answer to any of the above is YES then we can certainly help you in the same way we have helped many small businesses with the same challenges as you.

Our Process: 

1- We will take the time to assess your business and to establish what areas you need support in and identify how we can help you achieve your goals. 

2- We will go away and conduct some research and source quotes and provide a recommendation from the most suitable provider for your needs. 

3- We will manage your policy, present the benefits to you and your team. 

4- We will manage the plans and review your policies annually in order to ensure you are receiving maximum value for your business.


As an Insurance Broker, we also provide protection and ensuring you have the right Insurance plans in place to protect you in the event of a serious illness or an accident, your family in the event of death and your home in the event of fire, theft and flood. We are independent which means we are not tied down to a single provider and can provide you a tailored solution with the best provider for you.

If you would like to protect your Mortgage, your Family, your Home or your Income, then you have come to the right place and we can help.

The Insurances we will look at include Life Insurance, Critical Illness Insurance, Income Protection, Personal Accident and Unemployment Cover. 


Health Insurance 

Whether you are an individual looking for health Insurance or a family looking for family health insurance cover, rest assured we can help as we will work with you to help you find the right solution for you and/or your family. 

Protection and Health Insurance process:

We understand how hard it can be to have a discussion about Life Insurance, after all it isn't a very pleasant topic, despite this, it is very important, so for us to help make the process run as smoothly as possible, we will first have an initial conversation with you to establish what it is you are looking for, we will then conduct a full Financial review to gather as much information as we can about you so we can gauge how we can approach tailoring your plans. (We are Financial Consultants and specialise in creating bespoke plans, our job is not just to give you a quick quote but to tailor the Insurance solution specific to you) We will then research the insurances suitable for you based on the conversation taken place at the review. Once we have put together your plan, we will present this to you so you can make a decision about what is best and how you want to proceed.

Get  in touch with one of our Insurance Specialists or book an appointment to either review your existing policies to see if they are still suitable or to look at putting in place your tailored protection plans. 


Schedule an Employee Benefits review for your company.

We offer a 15 minutes no obligation review of your employee benefits strategy where we find out more about you and you find out more about how we can help you. 

We will discuss specific challenges you are currently facing with your employee benefit strategy which includes:

- Employee retention and recruitment 

- Existing employee benefits if any 

-Health and wellness strategy 

- Your overall goals for company culture 

This will help you establish whether we can help you with the solutions we offer. 

Thank you for submitting your details. A member of our team will be in touch

Why Us?

1. We act on behalf of our clients and not the Insurers which means you can guarantee whatever we recommend to you is in your best interest. 

2. We create tailored Insurance solutions for our clients at a price that is affordable. 

3. We break down all the features, benefits and exclusions of the policies we recommend so you know at outset everything about the protection package. 

We are Pearl Rose Insurance Brokers, Employee Benefits and Protection specialists and we work with HR Consultants and Directors just like out client Dave who was keen to reward and protect his employees:

"We had been looking for some time into staff benefit and insurances schemes and was struggling to find a suitable solution at a reasonable cost until we had a meeting with Fiona. Fionas knowledge along with the due diligence and effort she puts in provided the perfect solution within our budget. Fiona had also covered benefits that we hadn't considered or been informed of prior to meeting with her allowing us to provide a comprehensive employee benefit package. We would fully recommend her services without hesitation."

Dave, Director Manufacturing company Nottingham. 

What our clients say: 

" Attended to by a well experienced customer service staff, who is warm with good knowledge patient and professional. I was given detailed information to make a better decision. I am satisfied with the advice given. " Mr L, Norfolk (May 2022)

 "Fiona was very patient to make sure I understood the policies available and how it compared to what I was currently getting. Fiona spoke with clarity and I would definitely recommend her to my friends and family. When my policies are up for renewal I will be most likely go through any new policies with her again". Mr S, London (March 2022)

"Fiona provided excellent advice and is very well spoken." Lisa, (August 2022)

We are here to help you protect what's most important to you, so please do get in touch and we will get right back to you. 

Thanks for submitting!


6 st James Court, Friar Gate, Derby, DE1 1BT





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